Portfolio Clinic 

Your portfolio has little chance of making 5% per cent a year

Reader Portfolio

Peter, 67

Description

Funds, shares, property, gold and cash some of which is held in Isas

Objectives

Total return of 5 per cent a year, and preserve capital to fund possible care costs and pass assets onto family

<p>Funds, shares, property, gold and cash some of which is held in Isas</p>

Peter is age 67, and he and his wife are retired. They receive the state pension, which gives them £1,460 a month, and their occupational pensions give them a further £2,500 a month after tax. They also own a buy-to-let property worth about £360,000 on which there is no mortgage and gives them a rental income of £450 a month. Their home is worth about £400,000.

To continue reading, register today

to enjoy limited access to the following:

  • Daily trading news
  • Funds coverage
  • Features on big investment themes
  • Comprehensive companies coverage
  • Economic analysis
Register
Subscribe to Investors Chronicle

Subscribe today

Full access for just £3.37 a week:

• Tips and recommendations - to beat the market 
• Portfolio clinic & Mr Bearbull - build a well-planned portfolio 
• Expert tools - track and manage investments effortlessly
• Plus free delivery to your home or office

Subscribe Now