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Cynthia, 47

Description

Isas and Sipp invested in funds and shares, gold, residential property, cash

Objectives

Retire in three years on income of £40,000 per year, 5 per cent a year total return, help daughter financially while at university

<p>Isas and Sipp invested in funds and shares, gold, residential property, cash</p>

Cynthia and her husband are age 47, work full time and have a joint income of £90,000 a year. Their daughter is at university. Their home is worth £450,000 and mortgage-free, and Cynthia’s husband has a 50 per cent share in his father’s house worth £150,000.

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