Portfolio Clinic 

When the yield is not enough

Reader Portfolio

Rob and his wife, 53 and 55

Description

Pensions and Isas invested in funds and shares, cash, residential property

Objectives

Preserve value of investments, achieve capital growth of CPI plus 3.5 per cent over five year rolling periods, income of at least £60,000 a year from investments starting in around five years time, help children pay university costs

<p>Pensions and Isas invested in funds and shares, cash, residential property</p>

Rob and his wife are 53 and 55, respectively. Rob works in financial services and earns around £150,000 a year, and his wife is a stay-at-home mum. They have two children who they expect will go to university in the next two years. Rob and his wife's home is worth around £2.3m and mortgage-free. They also have a share in a family home in Asia where they plan to spend a significant amount of time when he retires.

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