Portfolio Clinic 

Too many holdings result in tracker-like performance

Reader Portfolio

Chris and his wife, 68

Description

Isas and Sipps invested in funds, cash, residential property

Objectives

Supplement pensions with income from investments, income of £50,000 a year, grow assets as much as possible while limiting capital losses, pass on assets to grandchildren

<p>Isas and Sipps invested in funds, cash, residential property</p>

Chris and his wife are 68, and retired. They have Isas worth about £970,000 and Sipps worth about £1.1m, and each of the accounts has the same holdings and asset allocation as the one below. Their home is worth about £900,000 and mortgage-free. 

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