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Can my three-funds and short-term trading strategy deliver?

This reader should reassess some of her weightings and lack of diversification
Can my three-funds and short-term trading strategy deliver?

Sylvie is 40 and works part-time because she is raising a family. Her husband earns around £300,000 a year. Their home is worth about £1.4m and has a £300,000 mortgage, which should be paid off in the next 10 years. They also own a holiday home worth about £400,000.

Reader Portfolio
Sylvie 40

Sipp and Isa invested in funds and shares, residential property, cash


Retire in 15 to 20 years, buy home for children, average annual growth of 10% a year, better diversify portfolio

Portfolio type
Investing for growth

“I hope to retire in 15 to 20 years,” says Sylvie. "At that point we will sell our main home, and spend half of the proceeds on a home for our children and add the other half to our retirement savings. We will live in our holiday home.

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