When a top director at Goldman Sachs, on his way out the door, launches a scathing attack on his own bank claiming the ethos there is no longer "doing right by our clients", and that the interests of the clients - often referred to as muppets - are sidelined, he's simply confirming what many people have suspected for a long time - and not just at Goldman Sachs either. It's hard to be confident that the companies we buy products and services from ever really put our needs ahead of their own and it underlines the importance of being in the driving seat - or at the very least, being a bossy and loud back seat driver - when it comes to our money and investments. Our lead story today is a buy recommendation on a trust with excellent long term performance and which has decided to increase its dividend by 133 per cent, with the promise of more to come. That boost to the dividend will help to narrow the discount even further too. Meanwhile our Sipp investor David Stevenson has been busy running down his high cash holding and he explains what he's been buying in his latest column. Elsewhere Leonora Walters offers advice on how to secure the best annuity rate - and how to avoid a potential loss of £25,000 - while Dominic Picarda outlines his big picture view of US stocks.