Managing Your Money 

Don't trade away long-term gain

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Suresh, 38




Long term growth


Suresh is a NHS consultant with a salary of around £90,000 a year. He has been married for four years to his wife who is a research student with an income of around £7,000 a year. They own a home worth about £260,000 on which there is an outstanding mortgage of about £200,000, with an interest rate fixed at 1.89 per cent for the next two years.

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