Join our community of smart investors

Good portfolio advice can be hard to take

Sometimes the way we invest is so personal that changing behaviour can be tough
Good portfolio advice can be hard to take
  • My 'from scratch' Isa has beaten cash but lags multi-asset benchmarks
  • Investing emotionally in themes has dragged on performance 

Liquidity is usually mentioned in the context of how easy it is to get money out of a fund but in the case of my personal Isa portfolio, the liquidity issue is getting money into it. That’s because like any aspirational, young(ish) investor I don’t always have the spare cash to buy before opportunities get expensive.

One mistake I’ve made is being set on adding some investments and buying at too high a price once I’ve saved up. This has made me vulnerable to interest-rate risk and lessens the margin of safety should holdings face headwinds.

To continue reading...
Join our Community of Smart Investors
  • Independent full-length company analysis
  • Actionable investment ideas and recommendations
  • Expert investment tools and data
  • Stock screens from Algy Hall
Have an account? Sign in