Portfolio Clinic 

Large number of holdings does not mean your portfolio is diversified

Reader Portfolio

Paul, 52


Isas and Sipps


5 per cent a year total return, including 2 per cent income

<p>Isas and Sipps</p>

Paul is 52 and running his own business after 25 years in a corporate role. His children have left home and the mortgage on his home is paid off. He and his wife are dependent on the small salary and occasional dividends he receives from the business, but he will start to receive payments from a final-salary pension from age 60.

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