Managing Your Money 

Buy-to-let: bigger and better

Stephen Wilmot

Buy-to-let: bigger and better

Ben and his wife work in the City - but this only makes them warier of stocks and shares. "We've got enough risk to worry about in the day job," he laughs. After a protracted search process, they have opted to funnel their savings into two Manchester flats that, geared up with mortgages, offer a net return on equity of roughly 10 per cent. "I think there's an opportunity in the big Northern cities. The downside is fairly minimal and the upside is pretty good," he reflects.

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